The newly-reunited couple, who filed for a divorce dismissal in September (10), claim they owe $2 million (£1.3 million) in taxes and have been forced to move out of their luxurious California home, taking up residence with Pratt's parents.
The Hills stars claim they wasted $10 million (£6.7 million) on various extravagances including Montag's disastrous pop career and her numerous cosmetic surgeries, as well as six cars, designer clothes and trips on private jets.
And Pratt admits they should have been more careful with their money, telling Life & Style magazine, "We were immature, worrying too much about the famous part instead of the actual business part. In hindsight, we shouldn't have spent any of our money. We should have been low-key and saved. We spoke with a bankruptcy attorney and I've looked into unemployment checks.
"We thought The Hills was going to be like 90210 and we'd have another five to 10 years... Our cast was a bit boring and snoozeworthy... No wonder we got cancelled... My parents are my lifeline."
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